Northstar Hyundai makes financing easy
If you are a first-time buyer, you probably don’t have a credit rating yet. That’s OK. We’ve approved thousands of first-time buyers. We work with the largest lending institutions and can get you a competitive loan for the vehicle you need.
Low or no credit
We’ve approved thousands of people with low or no credit scores for loans or leases. Our Finance team is confident you’ll have a loan that fits your circumstances and budget. You’ll soon be driving in your new Hyundai or pre-owned vehicle.
High current loans
Lots of people are paying too much for their loans. If your interest rate is too high, we may be able to get you a new loan with better rates. We’ve helped lots of people by securing better loan terms. Call us at 780-478-7669.
How financing your Hyundai works
First, let's explore the options
Financing can come from either Northstar Hyundai or Hyundai Canada. Which one you go with depends on your credit score and budget. We’ll explore flexible financing and leasing packages with you and go through all the options.
Hyundai Canada Financing
Promotional offers happen at different times of the year and include rebates or low interest. Even if there are no promotional offers available currently, Hyundai Canada rates are some of the most competitive in the industry.
Leasing with Hyundai
When you lease from Hyundai Canada, you’re covered with a warranty for up to five years. Leasing terms can go for as long as 60 months, and all lease agreements have Guaranteed Asset Protection (GAP). This will give financial protection if your vehicle is ever written off. When there’s a difference between your insurance company’s payout and any amount owing on the lease, GAP covers the difference.
End of lease options
You can extend your lease, buy-out the car, or get a new lease at the end of a lease term. Hyundai Canada will detail all your options and either they or we can review the best choice for your next vehicle.
Finance vs. lease?
When deciding on financing versus leasing, what's right for one person can be totally wrong for another.
What are the current Hyundai finance rates
Interest rates change fairly often. They are usually published on Hyundai Canada’s website or on our homepage. Promotional offers can include discounted rates, a payment-free period at the start of a finance or lease agreement, or rebates. Check back with us regularly for offers or visit Hyundai Canada’s special offers.
Who does Hyundai consider a qualified buyer?
Almost anyone can qualify to finance or lease a vehicle from Northstar Hyundai or Hyundai Canada. In some cases, a higher credit score may be required to qualify for certain offers or lower interest rates.
Is Hyundai Capital the same as Hyundai Finance?
Hyundai Motor Finance provides loans and leases so customers can buy new and pre-used Hyundai vehicles. Hyundai Capital is a financial services subsidiary of the Hyundai Motor Group. It focuses on the growth of the Hyundai, Kia, and Genesis brands. In Canada, its head office is in Toronto.
How many car payments can be missed
It’s best not to miss a payment. If you know your payment will be late, contact your lender immediately and see if you can arrange a new payment date or a deferral for a month. If your lender is Hyundai Capital, they can be reached at 1 (800) 205-0540. Missing a payment and not contacting your lender can impact your credit rating. Your car vehicle could be repossessed in 30 or 60 days after the payment is due.